Data sources
- Sources mapped
- 19
- Across 5 categories
- Launch in MVP 1
- 4
- Federal financial enforcement and MSB registrations
- National portals
- 6
- One place to collect from
- County by county
- 3
- Thousands of local portals each
FinCEN MSB Registrations
A list of all shops that move money (check cashers, crypto exchanges, wire transfer services) that have registered with the government. If they're not on this list, they're operating illegally.
Banks check this before sending or receiving money from any business to confirm it's a licensed money service company.
CFPB Enforcement Actions
A "naughty list" for financial companies that treated customers unfairly, showing what they did wrong and what punishment they got.
Investors and fintechs use it to screen companies for violations before partnering with or giving money to them.
OCC Enforcement Actions
A report card showing when a big national bank did something wrong and what the government made them do about it.
Fintechs and analysts use it when evaluating a bank partner to see if it has a clean regulatory record.
Federal Reserve Enforcement
The Federal Reserve's own list of punishments for bank holding companies. This is the third piece of the federal enforcement picture alongside CFPB and OCC.
Compliance teams and investors use this to get the complete federal overview of a bank's history with regulators.
Financial Regulatory Licenses
Special permission slips that fintechs and payment companies need from each state to legally handle money there. Without these, it's illegal to operate in that state.
Fintechs and banks check this daily. It's legally required to confirm their partners have the right permissions in every state they operate in.
State Enforcement Actions
Each state has its own financial regulators (banking, insurance, and securities) that can punish companies operating there. This is often the earliest public sign that a company is in trouble before it becomes national news.
Investors and M&A teams use it to catch red flags before a deal closes. Compliance law firms monitor clients and counterparties for state-level actions.
Business Entity Good Standing
Proof that a company is real, legally registered in a state, and hasn't been shut down. It's like a birth certificate for a business.
Banks are legally required to verify this before opening a business account. Lenders and investors use it to confirm they're dealing with a real, active company.
UCC Lien Filings
When a company borrows money and puts up equipment or inventory as collateral, a public record gets filed. It's a note saying who gets that asset if the loan isn't repaid.
Equipment lenders and factoring companies check this before issuing a loan. If someone already filed a lien, the new lender could lose their collateral.
Court Judgements & Civil Liens
When someone loses a lawsuit and owes money but hasn't paid, a public record is created. It's a permanent flag that shows up whenever anyone searches for that person or company.
Landlords screen tenants with this. Small business lenders check borrower history. Background check firms include it in reports.
Property Tax Delinquency
When a property owner stops paying their taxes, counties publish a public list. These properties are often headed toward a government auction, which makes them attractive to certain buyers.
Real estate investors pay a lot to find distressed properties early. Tax lien investors buy the unpaid debt itself. Mortgage servicers track delinquency on properties they hold loans on.
Insurance Producer Licenses
A list of people and companies that have been given official permission by a state to sell insurance. If your agent isn't on this list, they shouldn't be selling you anything.
Insurance carriers must verify an agent's license before letting them sell on their behalf. This happens millions of times per year.
Contractor & Trade Licenses
Proof that electricians, plumbers, roofers, and other tradespeople have passed the right tests and got official permission to do their job in a given state.
Insurers verify this before writing a contractor policy. Gig platforms check it before letting someone work on their platform.
Healthcare Provider Licenses
The official list of doctors, nurses, and other healthcare workers who are allowed to practice in a state. If someone isn't on this list, they can't legally treat patients there.
Hospitals can't legally employ an unlicensed provider. Telehealth platforms verify this before every appointment. It's a federal requirement.
FDA Warning Letters
Official letters the FDA sends when a food, drug, or medical device company is doing something unsafe. Import alerts flag overseas factories banned from shipping to the US.
Retailers and food distributors check import alerts before buying from suppliers. Insurers use safety history to price policies.
OSHA Federal Violations
Records of every time a government safety inspector visited a workplace and found something dangerous, like a report card for how safe a company is to work at.
Workers comp insurers use safety history to price policies. ESG platforms score companies on workplace safety.
Environmental Violations
Records of when a company broke environmental rules, like polluting water or air, and what fines or cleanup orders they received as a result.
ESG investors are required to score companies on environmental compliance. Real estate developers check this before buying potentially contaminated land.
Restaurant Inspections
Every time a health inspector checks if a restaurant's kitchen is clean and food is safe, they write a public report. This is how you find out if a place has a pest problem or unsafe food handling.
Food delivery apps verify that restaurant partners are passing health inspections. Franchise operators audit franchisee locations with it.
Lobbyist Registrations
A list of people paid to influence politicians, who their clients are, and records of who is donating money to political campaigns and how much.
Corporate compliance teams monitor political risk. ESG platforms include it in governance scoring. Government affairs consultants track what competitors are spending.
Professional Disciplinary Records
Records of when a professional like a lawyer, accountant, or engineer did something wrong and got punished by their licensing board: a suspension, a fine, or losing their license entirely.
Malpractice insurers check this before writing a policy. Law firms and accounting firms use it when vetting someone before hiring or partnering.